Fix Your Credit 1 – Fixing Your Credit File is Easier Than Ever

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Call Now for a Free Credit File Analysis.

No Win = No Removal Fee*

Sometimes bills and finances get away from you – we get it. Life can be busy and unpredictable. But bad debt or a few financial errors in your past can lead to a black mark on your credit file, which can stop you from being approved for loans, obtaining credit cards or owning a home.

* Our professionals can help improve your credit score and help remove credit defaults. Best of all, you only pay for what we remove, and a $99 non-refundable admin fee, that’s our guarantee.

4.9 600+ Google Reviews

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CLEAN FILE, FRESH START

Let us clean your file, to help you get that loan you're after!

Getting that car or home loan you’re after – is MUCH harder when you have credit defaults. Let us use our years of expertise to help remove them for you, so that you can move forward. Don’t be stuck for up to 5 years.

(07) 3132 0304

600 + Reviews

With over 10 years of experience and a team of dedicated experts – we’ve helped thousands of Australians resolve their credit issues, and get the finance they deserve. And with our 630 verified Google reviews from happy customers we have helped prove it!

Helped thousands of Australians

Request an obligation-free call. We’ll check your existing credit report and score (we can help you get a paid credit report if you don’t have one) to see if we can help restore your credit issues. We won’t charge you at all to analyse your file. We’ll tell you straight up whether or not we can help and how much it might cost. And you only pay if we are successful, apart from a $99 non-refundable admin fee.

Verified AFCA Members and Fully Licensed

AFCA (Australian Financial Complaints Authority) members are committed to providing fair, transparent, and accessible services for their clients. Being an AFCA member signifies that our organisation adheres to high standards of ethical conduct and provides a trusted avenue for clients to seek help if they have credit-related issues. For our clients, this means greater confidence and peace of mind, knowing that their case will be handled fairly and efficiently by a reputable and independent body.

No Win, No Removal Fee*

**(*$99 non-refundable admin fee applies)**

We stand behind our work, offering a No Win, No Removal Fee ($99 non-refundable admin fee applies) guarantee. You ONLY pay for what we remove, AFTER we receive confirmation of removal, and a $99 non-refundable admin fee to get started. Don’t risk thousands of dollars, choose the firm that stands behind their work.

1. Check Your Credit File

Our team of in-house experts will gather your data & deep-dive into your rating analysis given by the credit agency to see what is eligble to be removed.

2. Challenge on Your Behalf

We send correspondence to the company which put the mark on your file, outlining reasons for its removal.

3. Wipe Your Credit File Clean

Once we have identified any errors listed on your credit report, we will point out the errors to the creditors and ensure they remove the inaccuracies from your credit report.

FAQS

Frequently Asked Questions about our Credit Help Services

How do we clean your file?

We work to correct inaccuracies and outdated information in your credit report. This effort can significantly boost your credit score, opening up financial opportunities, such as better loan terms and credit availability.

Can you remove defaults from my credit report?

Yes, we specialise in removing inaccurate defaults and errors from credit reports, which is a significant step towards improving your credit. Removing these defaults can greatly improve your chances of financial recovery and success.

How can a clean credit file assist me with home buying?

A good credit score is essential when applying for a mortgage. Our credit services can help clear up any inaccuracies in your credit report, potentially making it easier for you to qualify for better home loan terms.

Can late payments be removed from my credit report?

Late payments can negatively affect your credit score, but in some cases, we can negotiate their removal. Addressing these can help in improving your overall credit standing.

Speak to a credit specialist today and get back on track.

Australia Wide Servicing

Monday To Friday: 8am-7pm

Saturday:10am – 3pm